Personal Finance

Get your 2015 budget on track

If  getting off on the right foot financially in 2015 sounds good, and you’re determined to start a budget that you will stick with, follow these tips:

  • Forget a crash diet budget. A crash diet budget is one where you decide to give up every bit of fun and extraneous expense. Doing so eventually leads to budget failure, because you’re only human. In a weak moment, you’ll break it, and from there things will fall apart.
  • A better plan is to include in your budget some money for enjoyment, even if it’s only a $2 park admission. The ability to look forward to something fun is part of balanced living, and attempting to do away with it will undermine your larger goal.

To help you plan your budget there are at least 10 types of budgeting software programs that are easy and fun to use. You can see them explained by doing a Google search for the following: 10 Best Personal Budget Software and Online Budgeting Apps.

Source: UTEAP FrontLine Employee (January 2015)

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