How do the state and participants share health care costs?

Insurance costs explained in new video “Cost sharing and how it works”

ERS works consistently to manage health care costs so State of Texas employees can keep getting high-quality coverage at reasonable prices. Our cost-management efforts include sharing costs with plan participants.

To help participants better understand how ERS-administered health plans work, ERS produced a short video that explains how the State of Texas and plan participants share costs for health care. It helps answer some questions we hear often:

  • What are copays, coinsurance and deductibles?
  • Why do premium contributions for dependents go up every year?
  • How much does the State pay for my health care, compared to how much I pay?

Categories: Uncategorized

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